TouchMyApps » Finance http://www.touchmyapps.com All Things iPhone and iPad for those who like to Touch. iOS App reviews, News, New Apps, Price Drops and App Gone Free Fri, 11 Jul 2014 00:31:37 +0000 en-US hourly 1 http://wordpress.org/?v=3.7.3 Black Friday Sale: iBear personal finance apps now $0.99 http://www.touchmyapps.com/2011/11/22/black-friday-sale-ibear-personal-finance-apps-now-0-99/ http://www.touchmyapps.com/2011/11/22/black-friday-sale-ibear-personal-finance-apps-now-0-99/#comments Tue, 22 Nov 2011 21:23:07 +0000 http://www.touchmyapps.com/?p=61217 iBearSoft’s personal finance apps for iOS and Mac, several of which are highly regarded and consistently among the top selling Finance apps on the App Store, are all on sale now for the upcoming US Thanksgiving holiday. Most iBear apps have dropped to $0.99, including Money for iPhone (was $9.99), Checkbook HD (universal) and Bills for iPad. The two exceptions … Read more]]>

iBearSoft’s personal finance apps for iOS and Mac, several of which are highly regarded and consistently among the top selling Finance apps on the App Store, are all on sale now for the upcoming US Thanksgiving holiday. Most iBear apps have dropped to $0.99, including Money for iPhone (was $9.99), Checkbook HD (universal) and Bills for iPad. The two exceptions are Money for iPad and Bills for Mac, both of which are $3.99 (previously at $9.99). If you’re still looking for quality money tracking apps on your iDevice, now would be a great time to pick up one or more on the cheap.

iPhone Apps

iPad Apps

Universal Apps

Read more]]>
http://www.touchmyapps.com/2011/11/22/black-friday-sale-ibear-personal-finance-apps-now-0-99/feed/ 0
Mint.com receives 2.0 update – iPad now supported http://www.touchmyapps.com/2011/10/26/mint-com-receives-2-0-update-ipad-now-supported/ http://www.touchmyapps.com/2011/10/26/mint-com-receives-2-0-update-ipad-now-supported/#comments Wed, 26 Oct 2011 16:19:09 +0000 http://www.touchmyapps.com/?p=59774 When it comes to keeping track of my finances, I used to whip out my iPhone and fire up iXpenseIt to manually enter new transactions. But that was before I started using Mint, a time saving and easy to use (not to mention free) web service that automatically tracks all your bank accounts, credit cards, investments and … Read more]]>

When it comes to keeping track of my finances, I used to whip out my iPhone and fire up iXpenseIt to manually enter new transactions. But that was before I started using Mint, a time saving and easy to use (not to mention free) web service that automatically tracks all your bank accounts, credit cards, investments and much more. Thanks to the Mint.com app (TMA Review) that was released a while back, staying on top of my finances while on the go was made even easier and more convenient. And now with the 2.0 update that was pushed through this morning, you can finally use Mint on your iPad as well.

NEW FEATURES FOR IPAD
● Easy-to-understand, multi-touch graphs show you where your money is going so you get a clear picture of your spending and your net worth.
● Redesigned overview screen, so you get a quick snapshot of your finances and latest alerts, bill reminders and advice.
● Enter cash and pending transactions so you have the most accurate view of your spending.
● Get a detailed view of your transactions.
● View your data even without a wireless connection.

One minor caveat though – it appears the now universal Mint app does require iOS 5 to work. So if you’re still on iOS 4 for some reason (i.e. jailbreakers waiting for an untethered JB or you simply haven’t bothered upgrading to the latest OS yet), this update will have to wait.

Mint.com Personal Finance – manage your money, budgets, expenses and bills Mint.com, Mint.com Personal Finance - Free


Description

Mint.com allows you to track, budget and manage your money all in one place, so you can see where you’re spending and where you can save. Open an account, add your bank, credit, loan and retirement accounts and Mint will automatically pull in and categorize your transactions. It’s safe, secure and easy to keep your personal finances organized.

ACCOLADES – See why over 6 million people trust Mint.
● Featured in iTunes App Starter Kit (Oct 2011)
● TIME Magazine’s 50 Best iPhone Apps 2011 (Jan 2011)
● Kiplinger’s Must-Have Money Apps (Winter Issue, 2011)
● The New York Times — “Your Financial Situation, in the Palm of Your Hand” (April 2010)

MANAGE YOUR MONEY WHEREVER YOU ARE
● View all of your accounts including: checking, savings, credit cards, investments, and retirement.
● Mint automatically pulls in and categorizes your transactions. No need to enter your own transactions.
● Easy-to-understand graphs show you where your money is going so you get a clear picture of your spending and your net worth. (iPad only)
● Know how much you have left to spend. Mint creates a customized budget based on your actual spending.
● Add manual transactions at the time of purchase so you can track cash spending.
● Avoid late fees and monitor cash flow — get bill reminders, alerts and advice sent right to your device.
● View your data even without a wireless connection. (iPad only)

SAFE AND SECURE
Your app is passcode protected with a unique 4-digit PIN. If you lose your device, or even temporarily misplace it, simply deactivate mobile access from your Mint.com profile page. With one click, prevent unauthorized access to Mint on your iPad or iPhone.

SYNCS WITH MINT.COM ON WEB AND MOBILE
Always have access to your account from your iPad, iPhone and the Web. Your information automatically syncs across devices, so you have your latest information at your fingertips.

 

Read more]]>
http://www.touchmyapps.com/2011/10/26/mint-com-receives-2-0-update-ipad-now-supported/feed/ 0
Mint.com Personal Finance – The easiest way to manage finances on your iPhone http://www.touchmyapps.com/2011/03/15/mint-com-personal-finance-the-easiest-way-to-manage-finances-on-your-iphone/ http://www.touchmyapps.com/2011/03/15/mint-com-personal-finance-the-easiest-way-to-manage-finances-on-your-iphone/#comments Tue, 15 Mar 2011 14:16:11 +0000 http://www.touchmyapps.com/?p=49594 Mint.com is a (free) web-based financial management tool for users to manage all their finances in one place. It is one of the easiest applications to use within the sector and also the one that I trust for our family finances.  I’ve had experience using Quicken, Money, and Excel to manage our money, and while these … Read more]]>

Mint.com is a (free) web-based financial management tool for users to manage all their finances in one place. It is one of the easiest applications to use within the sector and also the one that I trust for our family finances.  I’ve had experience using Quicken, Money, and Excel to manage our money, and while these tools can be very powerful and are highly customizable, they don’t compare favorably to Mint.com when it comes to getting a full picture of your finances with maximum ease.

How Mint.com works both within the website and the accompanying iPhone app is the user first sets up an account using an email address and password.  Do make sure you use a complex, hard to guess password since it will have a TON of personal financial data that I’m sure you’ll not want unauthorized users to get their hands on. On the iPhone, you should also set-up a pass code, since anyone with access to your iPhone will otherwise be able to open up the app. When a user account has been established, you can simply add financial accounts by logging into your various financial institutions (banks, brokerages, credit cards, etc) and grabbing your account activity. Each time you log into Mint.com via either the website or the app, your financial data will get updated. It’s that simple.

The moment you get the data into the app, you can change how the specific transactions are coded.  There are approximately 20 categories of transactions and each have sub-categories, so you can set-up how you want to do the reporting. You can also create more categories or sub-categories if you wish.  Mint.com will automatically assign a transaction type to each transaction that is downloaded. However, I have found this to be wrong about 40% of the time. It would indeed be splendid if Mint is smart enough to “remember” a specific category I assign a particular item/purchase (say a restaurant I frequent), just so I don’t have to manually do it every time. Once a month, I spend about 30 minutes going through my transactions and re-assigning the wrong or “uncategorized” ones.

Once you’re comfortable with how your transactions are categorized, you can set-up budgets for each of your major categories. My suggestion is to keep it simple and only monitor categories that you truly care about. If you really want to see how much you spend on candy bars each month, you can split up each transaction into small chucks, but I certainly don’t care down to this level of detail. At the end of each month, I’ll review my budget to actually see how we did and I’ll track it against previous months. If needed, I’ll update the budget to something more realistic or I can think about ways to cut back in certain areas.  Additionally, if I’m spending more on say shopping this month than my trending has been for the past 3 months, I will get alerts on my iPhone.

There are also several features that are available (though I don’t make use of), like actively monitoring trends across multiple months. Mint.com also allows users to set-up goals such as paying off debt, buying a home or saving for retirement that can be tracked via the website.

One of my favorite views from my iPhone is simply the front end login page. It displays an overview of my cash balance, budget performance, cash flow, alerts, and my investments. When I’m on the go, all I need to do is open up the app, let it sync for about a minute, and get a 100% up-to-date view of my financial picture.

The reason why I didn’t really differentiate between the app and the website is that 95% of what I can do on the web, I can also perform within the app. The only items that I don’t think is available are the ability to set-up new accounts and new transaction categories. Otherwise, it’s pretty much the same set of features.

Mint.com has been designed from the ground up to be as user friendly as possible. The financial tool focuses on usability and improved visibility into the user’s finances without being the bloat-ware that Quicken and Money have become. Both the website and iPhone app are super easy to use and the feature set is just right for people who want to monitor and track their finances without spending too much fiddling with the software.

Grab It Rating - 4/5

App Summary
Title: Mint.com Personal Finance Developer: Mint.com
Reviewed Ver: 1.9.34 Min OS Req:
Price: Free App Size: 9.22MB
  • Most user friendly financial management software out there
  • iPhone replicates nearly all of the functionality of the website.
  • Let’s you manage your finances in minutes each month
  • It’s Free!!
  • Doesn’t remember how the user codes transaction to category assignments each month
  • Doesn’t pull in details of check-based transactions
  • iPhone app only provides for pass code based security, which isn’t as secure

appstoreicon

Read more]]>
http://www.touchmyapps.com/2011/03/15/mint-com-personal-finance-the-easiest-way-to-manage-finances-on-your-iphone/feed/ 1
Paypal app gets Bump feature in 2.0 update http://www.touchmyapps.com/2010/03/17/paypal-updates-with-bump/ http://www.touchmyapps.com/2010/03/17/paypal-updates-with-bump/#comments Wed, 17 Mar 2010 11:25:42 +0000 http://www.touchmyapps.com/?p=29655 PayPal has just released a great update to their iPhone app, one with plenty of new features and a completely new interface. If you thought the old version looked a bit too drab, this 2.0 update should make sending money a whole lot easier on the eyes. Aside from the aesthetics, PayPal has also introduced … Read more]]>

PayPal has just released a great update to their iPhone app, one with plenty of new features and a completely new interface. If you thought the old version looked a bit too drab, this 2.0 update should make sending money a whole lot easier on the eyes. Aside from the aesthetics, PayPal has also introduced the “bump” feature to initiate money transfer (mimicking the popular Bump app). Here’s whats new:

  • Brand new look and feel!
  • Bump: Easily start by bumping iPhones.
  • Withdraw funds from your PayPal balance.
  • Request Money: Get paid faster, it’s the easy way to ask for the money you are owed.
  • Split the Check: Instantly split the bill, calculate tip, and request everyone’s share.
  • Collect Money: Ask for contributions from a group for an event, gift, or cause.
  • Set Reminders: Never miss rent or a bill.
  • Refer the app to a friend

For those who use PayPal regularly (or once in a blue moon), the new update makes the app even more useful. Be sure to check out the excellent video trailer highlighting some of the new additions after the break.

PayPal PayPal, an eBay Company, PayPal – Free

Read more]]>
http://www.touchmyapps.com/2010/03/17/paypal-updates-with-bump/feed/ 0
MortgagePRO – mortgage your castle to afford it http://www.touchmyapps.com/2010/03/10/mortgagepro-mortgage-your-castle-to-afford-it/ http://www.touchmyapps.com/2010/03/10/mortgagepro-mortgage-your-castle-to-afford-it/#comments Wed, 10 Mar 2010 11:56:00 +0000 http://www.touchmyapps.com/?p=29327 Not sure what it’s all about as my Chinese is no better than my aptitude for good humour. But, I can tell that MortgagePRO isn’t your typical mortgage app – it’s for professionals wishing to bolster their career, their portfolio, and their earnings. It connects to Hong Kong’s largest and most influential banks to give up … Read more]]>

Not sure what it’s all about as my Chinese is no better than my aptitude for good humour. But, I can tell that MortgagePRO isn’t your typical mortgage app – it’s for professionals wishing to bolster their career, their portfolio, and their earnings. It connects to Hong Kong’s largest and most influential banks to give up to the date rates and (presumably) more. Right, so I’m sure there are worse ways to doff a grand, but I can’t think of any at the moment. Certainly if you can make a little (or a lot) of extra dosh from mortgage trading, you probably have a natural aptitude for missing over-priced iDevice finance apps which undoubtedly have cheaper, less gimmicky alternatives.

MortgagePRO????? ???? ????? SINO Dynamic Solutions Ltd., MortgagePRO『按揭通』 按揭轉介 最方便快捷 – $999.99

Piccies and more after the gappy:

App Description – Stay tuned for the silky-smooth Google translation (bottom at the)

MortgagePRO™人人都能賺大錢!
******************************************
此專業版版本可讓用家在按揭通首頁加入個人相片,令軟件即時個人化,變為真正屬於任何人的生財工具。專業版的用家更可將按揭組合及資料透過電郵傳送給其他人,令他們可以隨時隨地瀏覽參考供款資料,選擇最符合自己需要的按揭組合。
******************************************

相信每個人也希望賺取更多收入,但怎樣才可以賺得輕鬆一點? MortgagePRO Limited推出的MortgagePRO™,便能讓你輕輕鬆鬆賺取更多金錢!因為它是全世界第一套可在iPhone/iPod Touch上申請按揭兼且資料詳盡的軟件;及搜羅最齊全香港銀行的按揭申請平台!以它申請按揭,更有佣金回贈,幫助你賺得更多!

全球「第一」套iPhone按揭申請軟件
按揭通MortgagePRO™是全球第一套可以在iPhone/iPod Touch上申請樓宇按揭的軟件。而且軟件簡單易用,最快只需兩分鐘,便能完成整個按揭申請步驟。

按揭通搜羅本地多達30間銀行及金融機構的所有有提供的按揭組合,而且資料亦十分詳盡,不但在同一個列表提供各銀行的一按及二按月供金額外,利率、現金回贈、罰息期、甚至釐印費、買賣合約律師費等也一一詳列,亦提供了整個按揭供款表供你參考。而且在列表中,系統會將提供最低供款組合的銀行放於列表最高位置,介面設計十分體貼。

任何人也可賺大錢!
按揭通亦是為任何人而設的最佳「生財」工具。物業代理固然可透過按揭通為準業主提供一條龍物業購買服務,就算是用家自己希望購買物業,亦可自行下載按揭通申請按揭,甚至為身邊朋友或工作伙伴申請也可,不但每個成功申請個案,用家除了銀行本身按揭組合的優惠外,更可額外獲得三成佣金,亦能為朋友或工作伙伴提供更方便的按揭服務,既能幫人又能利己!

按揭通MortgagePRO™ 可說是現時市面最劃時代的iPhone軟件,為物業買賣市場寫下新一頁。如有查詢,歡迎聯絡我們:

公司: 按揭通有限公司
地址: 香港中環皇后大道中, 33 號, 萬邦行, 1702 室
電郵: cs@mortgagepro.hk
電話: +852-2537-3320
網址: http://mortgagepro.hk

Thanks to Google:

MortgagePRO ™ everyone to make big money!
******************************************
The Professional version allows users to join in the mortgage pass home personal photos, so that real-time software, personal, and become really belong to anyone’s career. Professional Edition users can also be the mortgage portfolio and information via e-mail sent to other people so that they can contribute information anytime, anywhere to view them, choose the best suits their needs the mortgage portfolio.
******************************************

I believe everyone will want to earn more income, but how we can earn a little easier? MortgagePRO Limited launched MortgagePRO ™, will allow you to easily make more money! Because it is the world’s first set of the iPhone / iPod Touch on a mortgage and a detailed software and data; and collecting the most comprehensive application platform for the mortgage banks in Hong Kong! with its application for the mortgage, more commission rebates to help you earn more!

Global “first” set of iPhone software, mortgage application
Mortgage Pass MortgagePRO ™ is the world’s first set in the iPhone / iPod Touch on a mortgage application software. And the software easy to use, only the fastest two minutes, will be able to complete the mortgage application procedure.

Mortgage Pass collecting as many as 30 local banks and financial institutions to provide all the mortgage portfolio, and the data are very detailed, not only in providing the banks with a list of the first and second on a monthly basis for the amount, the interest rates, cash rebates,penalty phase, and even stamp duty, solicitor fees, sale and purchase agreement also set out 11, but also provides the entire mortgage payment table for your reference. But also in the list, the system provides a minimum contribution will be put in a list of bank portfolio of the highest position, interface design is very thoughtful.

Anyone who can make big money!
Mortgage pass is set up for anyone but the best “profit-making” tool. Estate agent can of course, the mortgage-pass through the subject property owners to provide one-stop purchase services, even the users themselves want to buy property, will also be able to download the application mortgage mortgage pass, even to close friends or working partners can apply for, not only for each successful applications, the users apart from banks offer mortgage portfolio, it can receive an additional three into a commission as a friend or work partner able to provide more convenient mortgage services not only help people but also selfish!

Mortgage Pass MortgagePRO ™ can be said that the current market of the most epoch-making iPhone software to write a new chapter in property trading market. For further inquiries, please contact us:

Company: Mortgage Link Ltd
Address: Queen’s Road Central, Hong Kong, 33, Melbourne Plaza, Room 1702
E-mail: cs@mortgagepro.hk
Tel: +852-2537-3320
Website: http://mortgagepro.hk

MortgagePRO????? ???? ????? SINO Dynamic Solutions Ltd., MortgagePRO『按揭通』 按揭轉介 最方便快捷 – $999.99

AR-Finance-MortgagePRO-01 AR-Finance-MortgagePRO-02 AR-Finance-MortgagePRO-03 AR-Finance-MortgagePRO-04 AR-Finance-MortgagePRO-05Read more]]>
http://www.touchmyapps.com/2010/03/10/mortgagepro-mortgage-your-castle-to-afford-it/feed/ 0
PocketMoney Updated – Charts, Themes, Receipt photos and more! http://www.touchmyapps.com/2009/12/29/pocketmoney-updated/ http://www.touchmyapps.com/2009/12/29/pocketmoney-updated/#comments Tue, 29 Dec 2009 16:52:09 +0000 http://www.touchmyapps.com/?p=25366 My favourite personal finance app and simply one of the best ones out there in the App Store has just received a MAJOR update. With the release of PocketMoney 3.0, Catamount Software have added tons of new features. Even the previous version earned a Kiss It rating in my review and with the latest release … Read more]]>

My favourite personal finance app and simply one of the best ones out there in the App Store has just received a MAJOR update. With the release of PocketMoney 3.0, Catamount Software have added tons of new features. Even the previous version earned a Kiss It rating in my review and with the latest release it’s simply a crime not to pick it up. Granted, the major updates – Themes, Receipt Photos and Built-in Charts are available as in-app purchases for $0.99, $0.99 and $2.99 respectively, but still – there are lots of features that are available for free. More info after the gap.

PocketMoney - checkbook, budgets, expenses Catamount Software, PocketMoney – checkbook, budgets, expenses – $1.99 ( New Years Sale 60% off)

Version 3.0 is a major update of PocketMoney.

We focused on improving the user interface to make it prettier and easier to use. We centralized preferences to remove clutter.

We added the highly requested email backup and web browser based file transfer options in addition to SyncDocs.

Overdraft accounts will automatically create a transfer from your overdraft account to current account when your balance drops below zero.

Reports display counts and percentages, and have a period picker to make viewing reports based on time quicker and easier. Reports also tally up subcategories into their parent category.

Added icons for most of the major banks around the world.

New QIF Option Export for MS Money users to split QIF files up into individual accounts.

The 3.0 update also includes speed improvements, bug fixes, and other features often requested by users.

PocketMoney Charts Add-on:
Includes Net Worth and Cash Flow summary charts to give you an overview of where you stand financially. Pie charts are built-in, pretty, and no longer require Google Charts. Shaking your device will show and hide charts. (Requires In-App Purchase to unlock the charting features.)

PocketMoney Themes Add-on:
Enable Themes for a wider variety of colors and fonts. Color themes include Money Green, Silver Bullion, Royal Purple, and Coffee. (Requires In-App Purchase to unlock the theme features.)

PocketMoney Photo Receipts Add-on:
Never lose a receipt again. Attach up to 3 photos to each transaction. Store the receipt, warranty, image of the purchase, or whatever. Receipts can be saved to your photo album or emailed. (Requires In-App Purchase to unlock the photo receipts features.)

pocketmoney-3.0_2 pocketmoney-3.0_1 pocketmoney-3.0_3 update-pocketmoney-mainRead more]]>
http://www.touchmyapps.com/2009/12/29/pocketmoney-updated/feed/ 0
PocketMoney in review – A penny saved is a penny earned! + 2 Promo Codes! http://www.touchmyapps.com/2009/09/15/pocketmoney-in-review-a-penny-saved-is-a-penny-earned/ http://www.touchmyapps.com/2009/09/15/pocketmoney-in-review-a-penny-saved-is-a-penny-earned/#comments Tue, 15 Sep 2009 18:14:01 +0000 http://www.touchmyapps.com/?p=19947 Hola, folks! Tracking your money in general, and cash in particular is tough. It simply flies away and before you can blink your eyes, you’re stuck with an empty wallet and 2 weeks until your next paycheque. Especially on vacations! And desktops apps are usually no good since when you finally get to one, you … Read more]]>

pocketmoney-main

Hola, folks! Tracking your money in general, and cash in particular is tough. It simply flies away and before you can blink your eyes, you’re stuck with an empty wallet and 2 weeks until your next paycheque. Especially on vacations! And desktops apps are usually no good since when you finally get to one, you can hardly remember how much you spent and where you spend it! I am only precise to about 50$ from of total output per week. And vacation time is always a financial nightmare!

Well, your troubles are over, PocketMoney springs to the rescue! Now you can enter your transactions as they happen (ok, maybe doing this at a disco would NOT be such a good idea) and not have to sort out dozens of bills and cheques later, or try to remember where those missing 100$ went. What’s more, you can even export the data to your computer in one of 3 universally supported formats! How’s that for a money-saving app?

pocketmoney-accounts pocketmoney-filter

First of all, I would start with the interface. It is extremely simple and straightforward (a problem I had with some of the other expense tracking apps on the market). You create one or more accounts, set the currency, and then ready to roll. Whenever you need to enter a new transaction, just fire up the app, open the account (the last open window is remembered), press the button and fill 2 fields, and then toss on a category (if you feel like it). PocketMoney remembers transactions and offers to autocomplete them for you (which makes the day-to-day entry of data a 10-second task). You can also set up filters if you need additional view tuning. If you’re looking for that one transaction in the list of a couple of hundred, a handy search function is available from the transaction screen.

pocketmoney-new_transaction pocketmoney-payee

Speaking of transactions, they are defined using a plentiful number of field categories, though only the date, account, payee and amount are mandatory. The payee can be entered manually, or selected from the iPhone address book. Also worth mentioning are the following fields: category, class, and memo which help store additional information for sorting and just remembering. Transactions are assigned categories which helps with the syncing and split categories transactions are also supported. If you need to track stuff like bills, PocketMoney features repeating transactions. PocketMoney supports multiple currencies and languages. Even more, the exchange rates are updated automatically over the web (you’ve got to have internet access naturally).

For all transactions and account types, reports can be made for almost any field (category, class, account, payee, etc.). Reports themselves are quickly generated, though if you want something more fancy than the regular spreadsheet, the app requires an internet connection in order to utilise Google’s Chart API to make make charts.

pocketmoney-budget pocketmoney-category_pie

For all you big overspenders, a budget feature also makes the cut. It allows you to enter set amounts per category at any time in order to check at a glance whether you should rethink that fur coat purchase.

pocketmoney-export

But where PocketMoney really shines is its export/import feature set. You can send registers via e-mail in either QIF, TDF or CSV formats. Mind you, registers are actually sent in an email’s main text, not as attachments, so you have to manually save to a text file and rename accordingly. If that’s too much of a hassle for you, you can simply use the free java desktop app, SyncDocs, provided by PocketMoney’s developer, Catamount Software. It allows you to export info directly to the desktop over Wi-Fi in the same format. Using the same SyncDocs app, you can send registers in the same formats plus OFX formatted files back to the iPhone. Apart from using this to sync with the desktop app, you can also use it to import statements from banks.

pocketmoney-view

PocketMoney is an excellent way to keep track of cash transactions, and later sync them to the desktop. And currently, I feel that this is not just the best, but the only app capable of serious finance tracking. Apart from the easy-to-use no-nonsense interface, transactions can be entered in just a few, short steps.

In summary, unless Microsoft goes to the AppStore with their own financing app to complement their excellent desktop solutions, this is only way to travel! PocketMoney is lightning fast and easy to use, and has unrivalled export/import capabilities. And while it may not have the rich and fancy interface of many other finance apps, it makes up for it in other ways. One thing I would also like to note is its excellent developer support. So, hasta la vista and keep saving money to buy more apps!

kiss

App Summary
Title: PocketMoney (v2.4) Developer: Catamount Software
Price: $4.99 App Size: 1.3 MB
  • Fast interface
  • Quick entry of transaction
  • Export and Import in a variety of formats
  • Multiple currencies and accounts
  • The interface could use just that little bit of polish
  • No direct sync to desktops app

appstoreicon

Read more]]>
http://www.touchmyapps.com/2009/09/15/pocketmoney-in-review-a-penny-saved-is-a-penny-earned/feed/ 20
Apps to Replace your iDevice’s Preinstalled Applications http://www.touchmyapps.com/2009/09/11/apps-to-replace-your-idevice-preinstalled-applications/ http://www.touchmyapps.com/2009/09/11/apps-to-replace-your-idevice-preinstalled-applications/#comments Fri, 11 Sep 2009 22:42:55 +0000 http://www.touchmyapps.com/?p=19764 I know who you are. You are one of two people. Person number one has an unjailbroken iPhone and really despises the included Stock and Weather apps. He wishes to jailbreak his sacred device, but cherishes it too much to place the warranty at risk. So, how does he deal with apps that he never … Read more]]>

ipod-stock-screen1

I know who you are. You are one of two people. Person number one has an unjailbroken iPhone and really despises the included Stock and Weather apps. He wishes to jailbreak his sacred device, but cherishes it too much to place the warranty at risk. So, how does he deal with apps that he never uses and cannot hide or remove? Well, he just leaves them on the last page of his iPhone/iPod Touch, thinking that he could forget about them forever. Think again. Person number two, on the other hand, has jailbroken it and is really happy he did so because now with SBSettings installed, he can hide the unwanted Voice Recorder app. After hiding those nasty preinstalled apps, you replaced them with better alternatives. Right? Don’t fret. Regardless of which person you are, the applications you will see in this post will make you wonder why Apple didn’t include these instead when they shipped the iDevice.

See ya later, Weather App!

weather-stock-replaceWhy does it suck? Even if you never even check the weather reports, Apple decided that you should by including this lacking weather app. If you can’t remove it in the first place, why must it be bad enough to make you hate it? With a simple icon to indicate the weather and a number representing the temperature, the only sophisticated part about this app is the day high and low temperatures.

Try this instead:

the-weather-channel-stockThe Weather Channel – Packed with features including hourly/36 hour/10 day forecasts, severe weatherTWC alerts and weather maps, this app is far better than that wimpy weather app that refuses to leave. The weather reports are very detailed, covering areas such as humidity, wind and expected time of sunset and sunrise. If you enjoy the free app so much, go ahead and check out the paid version.

The Weather Channel Interactive, The Weather Channel, Free, 5,2 MB
The Weather Channel®

It’s over between us, Stock App

stocks-stock-replaceWhy does it suck? I must admit. The stock app is not as feature-less as the weather app. But with a number of vastly-superior stock apps available for free at the App Store, why stick with this one? Furthermore, if you own stocks, this app must go. Lacking enough comprehensive content, Stocks is not for those who expect to make money from the stock market. Worst crime of all, news reports are redirected to Safari where you must suffer tediously zooming in and out to read.

Try this instead:

daily-finance-screenshot1DailyFinance – With greater access to the information you want to know about, DailyFinance is the must-have tool for investors. Track your stock portfolio, see the daily market movers, and never again be directed to Safari when opening up a news article.

AOL, DailyFinance, Free, 1.1 MB
DailyFinance

You’re just not fun at all, Contacts App

contacts-stock-replaceWhy does it suck? Just like with the Stocks app, Contacts is not necessarily bad but it lacks punch in comparison with many alternatives available at the App Store. The main reason I dislike Contacts is because of how difficult it is to group people into separate categories. Similarly, it’s not possible to assign someone to a group other than as a friend. If you desire a simple list of your friends/family’s contact info, then stick with this app. Otherwise, check out this nice alternative.

Try this instead:

fast-contacts1Fast Contacts – If there was a single flaw to this great app, it is that it really doesn’t deserve its self-endowed title offast contacts “fast.” A more suitable title would be something along the lines of “Contacts on Steroids”. Filled to the brim with features, Fast Contacts lets you stay on top of birthdays and other upcoming events, view your contacts in cover flow, and organize your friends and family by location, state, school, etc.

SpiceLoop, Fact Contacts, $0.99 (sale), 0.5 MB
? Fast Contacts - ON SALE

Didn’t you get my note? I can’t be with you anymore

notes-stock-replaceWhy does it suck? – Notes is like the average Joe amongst alliPhone/ iPod applications. He follows an unspectacular daily routine, holds an average salary working as an accountant and his kids go to average schools achieving average grades. Celebrityhood and massive riches is likely not around the corner for Notes anytime.

Try this instead:

backtoschool-awesomenotesAwesome Note [our review]– With this app, your notes have never looked so damn sexy. Theme-styling, categorization of your notes, font and font size changes are just a few of the many awesome features that this app has to offer. A recent update to the app brings even more goodies to the table, including password protection, ability to sync with Google Notes, a search function and more. Using Awesome Note, you’ll be taking notes like never before!

BRID, Awesome Note, $3.99, 5.4 MB
Awesome Note

This article was brought to you by TouchMyApps contributor LonePlacebo. LonePlacebo also writes for his own blog, which you can check out right here.

Read more]]>
http://www.touchmyapps.com/2009/09/11/apps-to-replace-your-idevice-preinstalled-applications/feed/ 7
BillMinder in Review – Managing Your IOU’s Is As Easy As ABC! http://www.touchmyapps.com/2009/07/29/billminder-in-review-managing-your-ious-is-as-easy-as-abc/ http://www.touchmyapps.com/2009/07/29/billminder-in-review-managing-your-ious-is-as-easy-as-abc/#comments Wed, 29 Jul 2009 09:43:23 +0000 http://www.touchmyapps.com/?p=16686 Finance apps can be lifesavers.  They help you track expenses, balance your budget, even send or receive money. We all pay bills, and having an app that helps show you when and how much you need to be paying can take the stress out of it all. Return7 answers your needs with a stylish application … Read more]]>

review-finance-billminder1

Finance apps can be lifesavers.  They help you track expenses, balance your budget, even send or receive money. We all pay bills, and having an app that helps show you when and how much you need to be paying can take the stress out of it all. Return7 answers your needs with a stylish application that’s rich in features and makes use of the enhanced features of the latest iPhone OS.

BillMinder is a great app for anyone who has lots of bills and hates trying to keep track of them all. The interface is simple to read but definitely not simple in features. Your main screen is a view of a calendar with your navigation and options below.

While viewing the calendar, you have the option of viewing the bills you have yet to pay, ones already paid, or both. Visually, “owed” bills are marked by a red square, while “paid” bills are marked in green. At the bottom of the calendar is a total of all the money that you are paying out for that month.

Another viewing mode for the main page shows you the bills for that month in list form which you can select beside the icon for the month/year header.

review-finance-billminder2 review-finance-billminder3

Adding bills to the app is fairly straightforward, but first, you must add your various “collectors”. To do this just select the option from the links at the bottom and you will be brought to the collectors screen. From here you have the option to either add a collector or add a category. Categories are there to help sort all your collectors into similar groups. When you view the main calendar page there is another option that allows you to show only bills from a certain category.

To add a collector just enter their name. Select a category for filing (if applicable) and then enter any other information you have (e.g. phone number, website). Once saved they will show up as a collector which you can choose when you enter in your bills.

review-finance-billminder4 review-finance-billminder5

To add your bills you can either select the “+” symbol or click on a date from the calendar. First you select the collector from the available names, OR if you forgot to add someone, you can do so right from that screen. Other required fields are the due date and the amount. An extra option available here, is to switch a bill to recurring status. Doing so will bring up another box where you select the frequency in which it will occur. When you have made a payment, you can enter the amount, then when paid, set it to “paid”. For automatic bills, you will need to change the ‘paid’ option to automatically display after a certain date. Lastly, you also have spaces to enter in your account numbers and confirmation numbers if you have them.

review-finance-billminder6

After you have entered all of your bills, the last thing you’ll want is to lose all that info. Thankfully BillMinder has a backup option. Selecting “Backup”, you simply flip the switch to enable web a  server. You will then be able to connect via your computer to save any backups or restore from a backup if needed. Another option available is to “export” the data. Selecting that option will open a menu for you to select the date range that you want to grab and export. Once you have chosen your dates, the program takes the data you selected, saves it in the popular CSV format and appends it to an email. You just enter in who to send it too and anything else you wanted to add to the body of the email and send it off.

review-finance-billminder7 review-finance-billminder8

Last but certainly not least, are the app’s available settings. Simple alerts are available in the form of a badge on the app icon as well as a message that pops to tell you how many pending/past due bills you have. The length of time the app looks ahead is also available from this screen. You can also set a pass code to keep all your data private. It’s just a matter of turning the feature on and the entering/confirming the pass you choose.

review-finance-billminder9 review-finance-billminder10

In an interesting move, Return7 have also included the ability to integrate the app with Catamount Softwares PocketMoney, a personal finance manager. Doing this will help you keep track of both your bills and what needs to be paid, along side with all your accounts and the money you would be using to pay those bills. By adding this feature Return7 is making the task of keeping your personal finances in check and thus, even more simple.

review-finance-billminder11

The last feature that I have to mention is probably the most important feature in my opinion. Not being satisfied with just reminders for bills, Return7 has also included the ability to have push notifications for the app, for an extremely low cost.

I’ve mentioned it before but the simple fact is that push notifications cost money. They require the developer to manage a server for the app at their own expense. Return7 has tried to counter this cost by asking for a $0.99 payment once a year. They have made sure to point out that it is also not auto-renewing. So next year you aren’t surprised with a purchase that at that point you probably wouldn’t remember.

This is the first app that I have had the chance to view that makes us of the ability to do in app purchases. I was quite surprised at how easy it seemed and having it go through your existing iTunes account definitely makes you feel a little more secure in your purchase.

BillMinder does an amazing job at helping you keep track of your bills. After only a few days of adding my bills and upcoming expenses I already have a better idea of where I sit financially. If your the type of person that either has a lot of bills to manage or just doesn’t want to forget them, then this app is definitely for you.

grab-icon

App Summary
Title: BillMinder with Push Notifications (Version 1.6) Developer: Return7
Price: $1.99 (Currently on Sale!) App Size: 0.6 MB
  • Easy to add/manage bills
  • Simple export/backup ability
  • Available push notifications
  • None to mention

appstoreicon

For other finance articles, look below.
BillTracker in ReviewSplashMoney in ReviewCompareMe in ReviewBloomberg on your iPhone

review-finance-billminder2 review-finance-billminder3 review-finance-billminder4 review-finance-billminder5 review-finance-billminder6 review-finance-billminder7 review-finance-billminder8 review-finance-billminder9 review-finance-billminder10 review-finance-billminder11 review-finance-billminder1Read more]]>
http://www.touchmyapps.com/2009/07/29/billminder-in-review-managing-your-ious-is-as-easy-as-abc/feed/ 12
BillTracker in Review – Useful Little App http://www.touchmyapps.com/2009/05/21/billtracker-in-review-useful-little-app/ http://www.touchmyapps.com/2009/05/21/billtracker-in-review-useful-little-app/#comments Fri, 22 May 2009 04:05:06 +0000 http://www.touchmyapps.com/?p=11092 With the power of mobile phones increasing by the day, a lot of manual note taking or task tracking has been shifted from traditional paper-based notepads to the mobile phone. The biggest reason, I think, is because any modern person cannot leave home without their mobile phone; combining the phone with other daily tracking functions … Read more]]>

review-finance-billtracker-02

With the power of mobile phones increasing by the day, a lot of manual note taking or task tracking has been shifted from traditional paper-based notepads to the mobile phone. The biggest reason, I think, is because any modern person cannot leave home without their mobile phone; combining the phone with other daily tracking functions is the next logical step. This is where BillTracker comes in.

Features of BillTracker:

  • Track information about each bill including due date, amount due, whether the bill has been paid, confirmation numbers for payments and more.
  • Easily create recurring bills!
  • Track account information including account numbers, websites, and phone numbers
  • Call account phone numbers directly from BillTracker or open account websites in Mobile Safari
  • Protect your data with a passcode
  • Due Date Reminders. BillTracker alerts you when a bill is due soon or past due and highlights those bills in the list so you won’t forget.
  • See complete history for each account: every bill and payment!
  • Use the currency format of your choice: BillTracker automatically uses the default currency set for your device.

This is a little application that the user can use to keep track of bills, alerting the user when a bill is due, and then reminded the user of the amount to be paid.

For its intended purpose, it does its job quite well. Simple in design, BillTracker allows the user to carry all information regarding pending bills with him/her at all times and to be alerted immediately should a bill be overdue. The interface for inputting all this information is very simple and intuitive and alerts are intrusive enough to get your attention, but not too intrusive that it affects your interaction with the iPhone/ iPod Touch.

Should someone wish to track a particular bill or group of bills, he/she needs to first add the account of the bills to be paid and details such as Name, Account Number, Phone Number and Website. Once that’s done, the user can then add the details of that particular bill, including Due Date, Amount and any particular notes. With this, the app will then track the dates and amounts to be paid automatically. This is achieved via buttons on the Icon in the Home Screen, as well as alerts when loading the application.

review-finance-billtracker-01 review-finance-billtracker-03

Onto the usefulness of this application; I personally don’t have a use for this because I have set all my bills to be paid via my credit card, and my credit card bill will be paid automatically via my savings account. Hence I don’t really know when my bills are paid because every step is automatic. However, I know of other people that might need such an application. Some of my friends in other countries don’t have the infrastructure or services from banks to achieve such a seamless process of bills, so this app really can help such users. The simple user interface makes BillTracker exceptionally easy to use. I honestly can’t find any major faults with this app; it does its job with ease. That being said, this is also its biggest disadvantage; the program isn’t that spectacular. It does its job well, nothing more. It has no function that is really value adding. I’m sure other smart phone users use their calendar alerts to replicate its function; it’s just that the application makes it easier, hence the Tap It rating.

tap-icon

App Summary
Title: BillTracker (v 1.2) Developer: Kelly Beck
Price: $3.99 App Size: 0.4 MB
  • Simple interface
  • The alerts of the application is not too intrusive
  • All bills in one place
  • Easy organization
  • Interface rather bland looking

appstoreicon

Read more]]>
http://www.touchmyapps.com/2009/05/21/billtracker-in-review-useful-little-app/feed/ 5
SplashMoney in Review – Money Well Spent? http://www.touchmyapps.com/2009/05/06/splashmoney-in-review-money-well-spent/ http://www.touchmyapps.com/2009/05/06/splashmoney-in-review-money-well-spent/#comments Wed, 06 May 2009 16:02:36 +0000 http://www.touchmyapps.com/?p=10500 After having tried Budget, iExpenseit and PocketMoney I figured that I needed a program that could show me where my money was going, keep track of accounts, allow for income entries, and properly support the yen. Other programs either didn’t support the yen at all, or they simply replaced the dollar sign with a yen … Read more]]>

splashmoney3After having tried Budget, iExpenseit and PocketMoney I figured that I needed a program that could show me where my money was going, keep track of accounts, allow for income entries, and properly support the yen.

Other programs either didn’t support the yen at all, or they simply replaced the dollar sign with a yen sign. Either way, monetary values still read dollars with denominations for cents.

After a bit of vacillation, I decided to take the plunge and spend ¥1200 for SplashMoney. At first, I was impresssed with what I saw.

splashmoney4For starters, Splash Money displays the yen well, however, entry of new amounts still displays decimal values followed by two numbers. Adding to that annoyance, tapping zero two extra times to get the figure past the decimal on each entry can grow tiresome, especially on the small keyboard.

I should mention that SplashMoney is a great fit for currency that utilizes two numbers after a decimal. The graphs are great, and it is a pleasant surprise to find not just an expense pie graph, but also an income source pie graph. The income source pie graph is especially nice since I get my money from a lot of different and fluctuating sources.

splashmoney5

The icons made it easy to see what kind of transactions I had made at a glance. Some parts of the program, though, aren’t intuitive, and I had to visit SplashData site to figure out some functions, such as transfers. I wondered why they didn’t include a guide in the app itself?

SplashMoney syncs to SplashMoney desktop, which I have neither bought nor used, and also to a lot of American banks – another feature I never used as I live in Japan. But from what I read on the SplashData forums, neither of these syncs reliably, and there are a lot of complaints that the amounts synced often differ by as much as a few cents ,which can add up over time.

SplashData has put out a few updates in an effort to fix sync reliability, but with limited success. I have moved onto a different program mostly because of the time it takes to enter transactions. In fact, I sometimes found that because it would take too long, I don’t bother entering the data at all.

splashmoney6TapExpense allows for fast entry, and with it’s group functions, it can keep track of account balances. The built in keyboard makes it easy to enter on the fly, and the field filters allowed me to get rid of fields that I never use (such as currency). It only has expense graphs, but fast entry makes the loss of income graphs acceptable in my books.

Other programs now offer support of the yen, fast entry of new transactions, large built-in keyboards, and other features to make it easy on-the-fly use even easier. I’d guess that SplashData is too busy trying to sort out their tenacious sync problems to even think about adding those kind of user-friendly features.

In summary, SplashMoney is one of the most full featured money managers out there, and it has some great features. However, until SplashData gets sync sorted out or allows export to other finance programs, and till they make entry quick and easy, I’m sticking with something less full-featured but faster and easier to use.

For the time being, I’d have to say, Slap it!
slap

App Summary
Title: SplashMoney (v4.6.1) Developer: SplashData
Price: $8.99 (sale) App Size: 1.3 mb
  • Great graphs
  • Decent support of other currencies
  • Multiple account support
  • Icons
  • Budget features
  • Supports splits and transfers
  • SplashMoney desktop purchase necessary to back up data
  • Sync to both banks and desktop unreliable and often inaccurate
  • Loading time can take a while, and transaction entries require a lot of taps on a small keyboard

appstoreicon

Read more]]>
http://www.touchmyapps.com/2009/05/06/splashmoney-in-review-money-well-spent/feed/ 1
CompareMe in Review- A Tool for Hard Times? http://www.touchmyapps.com/2009/01/17/compareme-in-review/ http://www.touchmyapps.com/2009/01/17/compareme-in-review/#comments Sat, 17 Jan 2009 16:27:09 +0000 http://www.touchmyapps.com/?p=3850 As a typical guy, I never compare prices or haggle/ bargain/ negotiate when I buy stuff, unless it’s a big purchase like a big-screen TV, computer or whatever. I never shop around comparing how much brand A of sugar is to brand B. So when I got this app, I thought that I will have … Read more]]>

compareme3

As a typical guy, I never compare prices or haggle/ bargain/ negotiate when I buy stuff, unless it’s a big purchase like a big-screen TV, computer or whatever. I never shop around comparing how much brand A of sugar is to brand B. So when I got this app, I thought that I will have no use for it. However, people around me thought otherwise…

Upon loading the application, the screen is split into top and bottom, in which you can use the formula of X amounts of Y priced at Z to compare two products. When I saw this screen, I immediately thought of buying different brands of commodity products, such as sugar, salt or meats. Clicking on the number fields let me enter the correct amount, and then when I pressed the button in the middle, the application then calculated which one was cheaper, and then by how much.

compareme2Initially, I thought that it was it for this application, and that immediately made me think “what a rip off… this thing costs $2.99!!” However, it does seem that there is another function. By changing the differences in percentages between the top and bottom, the application can then calculate a “target” new price should I want, for example, a 30% discount. Although it is not something that could change the world, it’s an added convenience.

compareme1In conclusion, this app does what it says; it allows the user of the application to compare the pricing of two similar products that are priced differently on weight and so on. It also allows the user to reverse calculate a target price, which could be useful for some. However, in terms of real world practicality of this application… I myself don’t see it, since I think that if I really want to compare, I could do so with simple arithmetic. Also, there is the built-in calculator on the iPhone/ iPod Touch. Hence although I think the application is okay, I don’t think it’s worth the purchase.
tap

App Summary
Title: CompareMe Developer: codedifferent
Price: $2.99 App Size: 1.2 mb
  • Very intuitive application
  • Has enough options on different lengths, weights, etc
  • Has reverse calculation option
  • Not any in particular; real value of application compared to mental arithmetic

appstoreicon

Read more]]>
http://www.touchmyapps.com/2009/01/17/compareme-in-review/feed/ 4